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Insurance
Quick Links
Covered by Marsh
Perth Football League insurances are with Marsh under a ‘whole of football’ policy with WA Football.
For full details or to make a claim, click the button below.
Got injured playing footy? Here’s what to do next.
- Check with your club to confirm your level of cover.
- Complete and submit all personal information and injury details relating to your claim online via the “Lodge a Claim Online” link below.
- Following your online claim lodgement, Marsh will email you three separate Declarations that need to be completed and signed by your club, your treating physician and/or your employer.
- The Declarations can be printed and filled in manually or emailed straight to the relevant person for them to print, complete and return to the Insurer on your behalf.
- If you have any questions about this process please contact Marsh on 1300 130 373.
Lodge a Claim Online | Marsh Insurance
Before completing this lodgement, please ensure you have your bank account details for payments, private health insurance information (if applicable), your Club’s contact information, expected timeframes for returning to playing or training, and details of any Loss of Income benefits available to you through your Club.
If unable to submit online, download the form
If you’re unable to submit the form online, download and complete the form, then refer to the ‘Where to Send It’ section for your submission options.
Complete the Match Day Checklist
A pre-match checklist system that helps club officials spot safety risks, take action and improve overall risk management, with an easy-to-use electronic format and supporting guidelines.
National Risk Protection Program | Overview
For PFL players, Personal Injury Insurance is provided through the National Risk Protection Program. Your club chooses its level of cover: Bronze, Silver, Gold or Platinum, which determines the benefits available to you, including reimbursement for non-Medicare medical expenses, claim limits and excesses.
As cover varies between PFL clubs, check with your club to confirm your level of cover and understand what you may be eligible to claim.
See what’s included in each level of cover!
Your one-stop shop for all things Australian Football National Risk Protection Program — check out the PDF for full details.
What’s generally covered?
- Physio
- Chiro
- Dental
- Ambulance transport
- Private hospital
What’s generally NOT covered?
- Doctor’s Fees
- Surgeon’s Fees
- Anaesthetist’s Fees
- X-rays
- Public hospital costs
- MRI Scans
When does Personal Injury cover apply?
- An official match or training session
- Travelling to and from an official club activity
- Participation in an official club function
- Tours or representative matches
Your claim may be affected if you
- Play against medical advice
- Have a pre-existing injury
- Are under the influence of alcohol or drugs
- Are involved in a criminal act
- Have a pre-existing illness or disease (i.e. cancer, heart condition)
Still unsure about the next steps?
Get in touch with Marsh by submitting a contact form for support with additional cover options, claims, certificates of currency or general enquiries.
Frequently Asked Questions
What other insurance cover should I consider as a player?
It is strongly recommended that all players investigate their personal insurance needs. Players should consider the benefits of:
- Private Health Insurance
- Life Insurance
- Ambulance Recommendations
If you need more information about the Personal Injury cover, please contact JLT Risk Solutions Pty Ltd.
What types of protection are covered under Personal Injury cover?
- Capital Benefits – provides cover in the event of death or permanent disability.
- Non-Medicare Medical Benefits – provides reimbursement for items that are not claimable in any way through Medicare. Due to legislation, this does not include the Medicare Gap.
- Loss of Income cover – (where included) provides reimbursement of a claimant’s weekly income.
Who can upgrade their cover?
Any club/league/association can choose to upgrade one or all components of the Personal Injury cover. Most upgrade options are available on a per team basis with the exception of Loss of Income cover, which can be purchased by individual members.